Sheet 01 / 03
Rev. A · Do it yourself
// Home equity, self-serve

Build your own HELOC.

You don't need someone to walk you through it. Measure your equity, pick your lender and apply online in minutes. Here's the plan.

STEP 01

Measure.

Drag the sliders for a rough idea of what you could borrow against your home.

$150K$2.5M
$0$2M
ASSUMES: lenders allow total borrowing up to 85% of home value.
Rough estimate only. The lender decides your actual amount.
You could unlock up to
$232,500
in a home equity line of credit
MortgageAvailableKept as cushion
Pick a lender →
STEP 02

Pick your tool.

Start with #1. If it doesn't work out, move to the next. Each one takes minutes.

Tool No. 1Start here

Lender 1

BEST FOR: RATE + LINE SIZE

Typically has the best rates and highest line amounts.

Apply now →
Tool No. 2Backup

Lender 2

BEST FOR: SMOOTH PROCESS

Typically has good rates and the smoothest process.

Apply now →
Tool No. 3Backup

Lender 3

BEST FOR: DECLINED BEFORE

Typically has good rates and approves most clients that were previously declined.

Apply now →
STEP 03

Finish the job.

What happens after you hit apply.

03.A

Apply online

Answer a few questions about you and your home. A few minutes, start to finish.

03.B

See your result

Find out if you're approved and what you qualify for, without a phone call.

03.C

Use your line

Pay off debt, renovate, or keep it ready. Draw what you need, when you need it.